Are you looking for a new budgeting app? Maybe you've tried YNAB and it was too complicated? Or you are a victim of Mint shutting down this year? Getting tired of spreadsheet management?
I present to you...Monarch Money! It is my favorite budgeting app by far that I have been using personally for over a year and with most of my clients.
Now, don't get me wrong, I still have a special place in my heart for YNAB and spreadsheets, and still recommend them for certain clients!
Monarch Money is an incredible tool to set spending limits, track goals, and monitor all of your bank accounts, investments, loan balances.
It as some amazing features for couples to help them manage spending. You can even tag transactions to notify a partner in the household to review and categorize to help make your budgeting a team effort.
I encourage you to watch this Youtube video on Monarch Money to see if it is a good fit for you!
A budgeting app is only a good tool IF you have a solid budget in place. The app is there to facilitate a budget/spending plan, it is not a solution in of itself to all of your financial woes.
It's important to create a plan that allows you to spend on what you value most and prioritize your financial goals in a way that doesn't make you hate life.
If you are considering signing up for Financial Coaching to create a budget that will actually work in a budgeting app, my clients receive Monarch Money for FREE for as long as we work together. I help you get a system in place that will actually work, so you aren't hopping between apps forever trying to find the perfect solution.