What day and time works best for you?
Who You'll Be Working With
Taylor Westergard Smith
Financial Coach
Taylor, the founder of Evolving Money, is dedicated to helping people of all income levels achieve financial well-being, drawing from experience with millionaires to students. Having personally understood the stress of money management, Taylor offers a non-judgmental and supportive approach, aiming to help clients spend in ways that enhance their present lives while building a secure future. With credentials as an Accredited Financial Counselor®, a Certified Financial Planner (CFP®), and a bachelor's degree in Personal Financial Planning backed by seven years of experience, Taylor invites you to schedule a call to begin your financial transformation.
320+
Households
7 Years
ExperienceHear From Our Successful Clients
See What Others Are Saying About The Budgeting Tutorials
Taylor is fantastic—she knows Monarch Money inside and out. She helped me get up to speed way faster than I could have on my own. Highly recommend!
Deb G.
Client
After two recent sessions with Taylor, her expertise, guidance, and practical insights were crucial in enhancing my use of Monarch Money (MM) for financial management. Following a frustrating support experience since my MM purchase in Nov. 2023, with unresolved issues spanning six months, I was on the verge of giving up. Discovering Taylor's YouTube tutorials prompted me to invest in a 1:1 session, which not only resolved my challenges but also instilled confidence in using MM. Her hands-on approach and caring demeanor made a significant difference. I highly recommend Taylor for anyone serious about optimizing MM or seeking financial planning advice.
Michael A.
Client
Highly recommend Taylor as a coach for Monarch Money! Taylor really understands the Monarch functionality, is patient and simply great to work with. Taylor is helping me utilize Monarch to it's full potential to manage my budget.
V.
Client
I am an "older" woman who wanted to start using Monarch Money to track my expenditures. I hired Taylor to help set me up for success using the product, by organizing my categories and showing me how to adjust things when I need to. It would have taken me HOURS to do what she did like a whiz, in 60 minutes. She was kind and easy to work with, and I will set up another appointment in the future for a "tune-up" when I feel I need it. Thanks, Taylor!
Alanna F.
Client
Taylor is exceptional at what she does. It was a headache finding a replacement for Mint, then trying to learn YNAB only then to switch to Monarch. Taylor helped me with the switch and gave me a comprehensive tutorial on how to use Monarch. She even noticed a few things that I could be doing better on Monarch to leverage the program. I highly recommend Taylor. She is also personable and eloquent.
Inara L.
Client
As a retired couple we were interested in tracking our cash flow and having a professional review of our finances. Taylor recommended Monarch Money as the budgeting app. Being our advisor she was instrumental in implementing Monarch Money. Taylor is extremely knowledgeable in this area. We couldn't be happier.
Chuck N.
Client
Here are some frequently asked questions (FAQs) about the Sustainable Budget Program:
Who is the Monarch Personal Tutorial for?
This session is perfect if you’re mostly confident managing your own finances, but just need help clearing a few roadblocks. It’s designed for people who:
- Have questions about specific features or settings in Monarch Money
- Are hitting hurdles with account connections, category setup, or rules
- Want quick feedback or guidance without committing to long-term coaching
- Are generally comfortable DIY-ing their finances, but want expert input to optimize their setup
If you’re looking for full system setup, in-depth strategy, or ongoing support, check out the Sustainable Budget Program, which includes longer sessions and coaching options.
Can I schedule more than one session?
Yes, you can! However, availability is limited. If you think you’ll need ongoing support or multiple sessions, I recommend joining the Sustainable Budget Program. Members get priority scheduling, access to 30, 60, and 90-minute sessions, and the option to book a 2-hour Budget Intensive for a full setup.
How should I prepare for the session?
To get the most value from your Monarch Money consultation:
- Join from a desktop, laptop, or tablet (not a phone) so you can share your screen
- Log into your Monarch account ahead of time
- Write down your key questions, pain points, or goals
- If you’re new to Monarch, watch my free YouTube series: “Getting Started with Monarch Money” before our call to cover the basics—so we can focus on higher-level strategy
There’s no set agenda—I’m here to answer your questions. You’ll get the most out of the session by coming prepared with a list of topics or challenges you’d like to cover. You guide the conversation.
Can I schedule a longer session?
Longer sessions are available exclusively to members of the Sustainable Budget Program, where you can book 30, 60, or 90-minute sessions—or even a 2-hour Budget Intensive designed for a full budget setup, strategy, and app implementation.
What topics can we cover during the consultation?
Anything related to using your budgeting app! Common topics include:
- How to set up or clean up your categories
- Using rules, rollovers, and tracking features
- Choosing between tracking vs. budgeting
- Tips for customizing Monarch to fit your specific income or goals
If it’s in the app and affects your budget, we can talk about it.
Will the consultation be recorded?
Yes! You’ll get a timestamped recording of the call so you can refer back to your questions and responses any time!