Terms of Agreement
Terms of Agreement
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Welcome to Evolving Money, LLC! By enrolling in any of our courses or services, you agree to the following terms and conditions. These terms govern your participation in our programs and outline your responsibilities as a participant.
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Our Commitments
Educational Purpose:
All resources, guidance, and interactions provided by Evolving Money, LLC are for educational purposes only. This includes group calls, course materials, audits, email communications, and any other resources. Nothing provided shall be considered financial, legal, tax, or investment advice. For specific guidance, you are encouraged to consult with licensed professionals.
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Third-Party Recommendations:
From time to time, we may recommend third-party services or products. Any commissions, kickbacks, or compensations received will be disclosed transparently. However, it is your responsibility to evaluate these recommendations. Evolving Money, LLC is not liable for any outcomes resulting from your use of third-party services.
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Privacy and Confidentiality:
Private communications and budget audits are strictly confidential and will not be shared without your explicit, written consent. While we foster a supportive community, please exercise caution when sharing financial information in group settings, as Evolving Money, LLC is not responsible for information disclosed during these interactions.
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Your Responsibilities
Engagement:
Actively participate in the course, including completing all checklist items before requesting the one-time budget audit. This ensures you receive the full benefit of our educational resources.
Accountability:
You are responsible for the decisions and actions you take based on the education and guidance provided.
Security:
Never share sensitive information, such as account numbers or passwords, with Evolving Money, LLC. We will never request such details.
Use of Materials:
All materials provided are for your personal use only and must not be reproduced, shared, or distributed without written permission from Evolving Money, LLC.
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Course Components
Courses:
Access comprehensive course materials designed to help you create and manage budgets aligned with your financial goals.
Live Group Calls:
Participate in community discussions, Q&A sessions, and receive additional educational insights.
Budget Audit:
Upon completing all checklist items, you are entitled to a one-time budget audit. This audit will be provided as a video or text recording with actionable feedback and tips. Please note that this is not a 1-1 meeting but a detailed asynchronous review.
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1-1 Coaching Terms
If you choose to book 1-1 coaching sessions in addition to the course, the following terms apply:
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Session Structure:
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1-1 coaching sessions are live Zoom meetings designed to provide tailored guidance on your financial situation.
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Booking and Cancellations:
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Sessions must be scheduled at least 48 hours in advance using the designated booking system.
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If you need to cancel or reschedule, you must provide at least 24 hours' notice. Late cancellations or no-shows will result in forfeited sessions without a refund.
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Scope of Coaching:
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Sessions are for educational purposes only
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No specific investment, legal, or tax advice will be provided. Clients should consult professionals for those services.
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Confidentiality:
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Any personal financial information shared during the session is strictly confidential and will not be disclosed without your written consent.
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Sessions will not be recorded unless explicitly agreed upon by both parties.
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Liability:
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By participating in 1-1 coaching, you acknowledge that all guidance provided is for educational purposes only, and Evolving Money, LLC is not responsible for financial decisions or outcomes resulting from these sessions.
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Coaching Package Expiration:
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If you purchase multiple sessions as part of a package, they must be used within the agreed-upon timeframe, typically 6 months from the date of purchase.
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Liability and Limitations
By enrolling in the course or booking a 1-1 session, you release Evolving Money, LLC, Taylor Smith, and any affiliates from any liability arising from actions or decisions you take based on the education provided. This applies to all guidance, resources, and recommendations shared as part of the course and coaching, including but not limited to financial, legal, or investment outcomes. Members are strongly encouraged to conduct their own research and consult licensed professionals for specific advice.
General Information
Termination of Access:
Evolving Money, LLC reserves the right to revoke access to the course, 1-1 coaching, or services if the terms are violated.
Acknowledgment:
By participating, you acknowledge that you have read and understood these terms and agree to abide by them.
By completing your enrollment, you accept these Terms of Agreement and agree to adhere to them throughout your participation in the course and any coaching services.
If you have any questions, feel free to reach out to us at Taylor@evolvingmoneycoaching.com.